Major Announcement: SWIFT, the global financial messaging network that processes over $150 trillion per year, has officially confirmed that its crypto integration will go live in November 2025. This is a game-changing development for digital assets, bridging traditional finance (TradFi) and decentralized finance (DeFi).
Here’s what we know so far:
Key Details of SWIFT’s Crypto Integration
✅ Settlement Place = DLT Wallet
Transactions will settle directly on Distributed Ledger Technology (DLT) wallets, eliminating intermediaries.
✅ Cash Account = DLT Wallet
Traditional cash accounts will now interact seamlessly with blockchain-based wallets.
✅ Network Fees = Gas
SWIFT will adopt gas fee models, similar to Ethereum and other blockchain networks.
✅ Oracles = Trusted Pricing
Reliable price feeds (oracles) will ensure accurate valuations for crypto-fiat conversions.
✅ UTI = Tokenized Tx Sequencing
Unique Transaction Identifiers (UTIs) will now be tokenized, improving traceability and security.
Expert Analysis: Can Crypto Prices Surge?
With SWIFT’s massive institutional adoption, could crypto markets see a major price surge?
Bullish Case ($18+):
Institutional liquidity flowing into crypto via SWIFT could trigger a supply shock.
Regulatory clarity from SWIFT’s move may attract more TradFi investors.
BTC & ETH could lead the charge, followed by altcoins with strong utility.
Bearish Risks ($12 or Lower):
Macroeconomic factors (recession, Fed policy) could suppress gains.
Initial volatility as markets adjust to SWIFT’s new infrastructure.
Regulatory pushback in some jurisdictions may slow adoption.
Final Verdict: A Major Catalyst for 2025
SWIFT’s entry into crypto is undoubtedly bullish long-term, but short-term price action will depend on broader market conditions. If adoption accelerates,
12–$15.What’s Next?
Institutional demand will skyrocket.
Stablecoins & CBDCs will play a bigger role.
Layer-1 & Layer-2 blockchains will see increased usage.
What do you think? Will SWIFT’s move push crypto to new highs? Drop your predictions below!
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